New Millennium Bank Gold Visa/MasterCard
The New Millennium Bank Gold Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit
The New Millennium Bank Gold Visa/MasterCard is a secured credit card with a very low annual fee when compared to other secured cards, a reasonable, one time processing fee to get your account started, and a low minimum deposit. There is no credit check and no one is turned down for the card provided they pay the annual fee, processing fee and make the minimum deposit to open the account.
Although the APR that is applied to purchases is above average for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. This card also has a no credit check and a no turn-down policy.
You have the option of obtaining both a New Millennium Bank Gold Visa and a Gold MasterCard if you want one of each card for the same account- the annual fee is slightly higher to accommodate having both cards but might be worthwhile if you know some of your shopping locations only accept one or the other.
There is an annual fee of $59, which is slightly above average for a secured card, as well as a one time processing fee of $69.95
the New Millennium Bank Gold Visa/MasterCard offers a variety of travel benefits and perks that are typical of any Gold level credit card. One of the best benefits of the New Millennium Gold credit cards is having up to $100,000 in travel accident insurance when you purchase your travel arrangements on your Gold card- and auto rental insurance coverage.
Features:
- Up to $100,000 in travel accident insurance.
- Auto rental insurance.
- Reports to All 3 Bureaus
- Get Cash at Over 740,000 ATMs
- Approved Regardless of Credit History
- Extended warranty for purchases.
