Hsbc Bank Business Credit Card
The GM Flexible Earnings Card, issued by HSBC Bank Nevada, N.A., is designed for those who plan to purchase or lease a General Motors car, truck, or SUV in the near future.The GM Flexible Earnings card offers a rewards program to help cardholders redeem their rebates towards a new vehicle.
GM Flexible Earnings Card ®
As you earn rebates using your GM Flexible earnings card to make your purchases, you can receive 3% of your purchases in a rebate toward the lease or purchase of a General Motors vehicle, or if you decide you’d rather purchase a different brand of vehicle, you’ll receive 1% rebates towards other vehicles or you will receive a 1% cash rebate in increments of $100. There is no limit to the amount of cash rebates that can be earned; however, the 3% rebate that can be redeemed toward GM vehicles has various redemption limits based on the model of the vehicle. Rebates expire in seven years.
In addition to the flexible rewards program, the GM Flexible Earnings credit card provides the typical card benefits including online services for making payments, checking account history or setting up online bill pay for your monthly expenses; lost and stolen card reporting to be sure you don’t experience the nightmare of having your card wind up in the wrong person’s hands, and having no liability for any unauthorized transaction made using your GM Flexible Earnings card- online or off.
The interest rate for purchases and balance transfers is reasonable for those who qualify, but it is important to note that there are minimum APR caps for all transactions; so no matter how low the Prime Rate falls (the APRs are tied to the Prime Rate), the interest rates will not go below their minimum caps. However, this card has no annual fee and an attractive 0% introductory rate for purchases and balance transfers for the first twelve months.
Therefore, those who plan to purchase or lease a new GM vehicle in the near future and will take advantage of the introductory offer will benefit most from what the GM Flexible Earnings Card has to offer.
- 0% Introductory APR for 12 Months
- Triple the Earnings to 3% toward an Eligible, New GM Vehicle
- A Full 1% Cash Back Option
- A Full 1% Earnings toward Any Other New Vehicle
- No Annual Fee
