Best Student Credit Card
Finding the best student credit cards can be an overwhelming task — especially if you’re a student with no credit card experience whatsoever
Discover® Student Tropical Beach Card
Discover Student Tropical Beach Card makes it easy to build your credit history in a safe and secure environment. Discover Student Tropical Beach cards offers 0% Intro APR on all purchases for the first 6 months. When you have a Discover Student Tropical Beach Card, you pay no annual fee and you enjoy their easy online account management programs. You’ll also earn full 5% cash back bonus on Get More Program purchases throughout the year when you shop at places like bookstores, home improvement stores, gasoline stations, and restaurants. In addition, you can earn up to a 1% cash back bonus on all your other purchases.
The best feature of the Discover Student Tropical Beach card is the ability to double your rewards at certain retailers. When you’ve earned $50 in rewards, you can get $50 cash back , or choose to double it to $100 by getting gift certificates or items from one of the 60+ participating retailers!
Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36 month period.
Aside from the reward program, the card also provides standard benefits including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.
Students who plan to carry a large balance should consider a lower interest rate card, as any finance charges saved will be more than any cash rebates earned.
Features :
- No Annual Fee
- Easiest Online Account Management Options
- Up To 1% Cashback Bonus ® on All Other Purchases Automatically*
- 5% Cashback Bonus® in Popular Categories that Change Four Times a Year like Gas Stations, Restaurants, Clothing Stores, Travel and More*
- 0% Intro APR on Purchases for 6 Months
- Build Your Credit History
